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Since 2019, A2yz Fin Solution's has helped families, traders and small businesses file taxes on time, stay GST compliant, insure what matters, get the right loan and grow their savings. Because we're more than just a tax consultant.
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More than just a tax consultant
We started in 2019 as tax consultants and grew with our clients' needs. Today one trusted team takes care of your income tax, GST, ROC compliance, accounting, business registrations, PAN and TAN, passport, legal drafting, insurance, loans and mutual fund investments, so you never have to run between offices.
Tax, insurance, loans and investments
From your ITR and GST returns to insuring your vehicle, family and business, we handle the paperwork and explain every step in plain language.
Income Tax
Income tax returns and other compliances for salaried people, traders, professionals and firms, with refund and notice follow-up.
- ITR filing
- TDS / TCS
- Tax notices
- Tax planning
- Other compliances
View details
What's included
- ITR filing for salaried, pensioners, business owners and professionals
- Quarterly TDS / TCS returns
- Replies to income tax notices and refund follow-up
- Old vs new regime planning before you invest
- Capital gains on shares, mutual funds and property
Documents needed
- PAN and Aadhaar
- Form 16 or income details
- Bank statements for the year
- Investment and insurance proofs (80C, 80D)
- Capital gains statements, if any
Time taken
Usually filed within 1–2 working days of receiving complete documents.
See all ITR forms & documents →Ask about this service →
GST
Registration, regular returns and other GST compliances handled before every due date.
- Registration
- Returns
- Other compliances
View details
What's included
- New GST registration
- GSTR-1, GSTR-3B and annual GSTR-9
- Monthly or quarterly (QRMP) filing
- Amendment and cancellation of registration
- Replies to GST notices
Documents needed
- PAN and Aadhaar of the owner or partners
- Photograph
- Business address proof (electricity bill with rent agreement or NOC)
- Bank statement or cancelled cheque
- Sales and purchase invoices for returns
Time taken
Registration usually takes 7–10 working days, depending on department approval. Returns are filed before the due date.
See all registration types & documents →Ask about this service →
ROC Compliance
Annual filings and event-based changes for companies and LLPs with the Registrar of Companies (MCA).
- Annual filings
- DIR-3 KYC
- LLP forms
- Director changes
- Closure
View details
What's included
- Company annual returns: AOC-4 (financial statements) and MGT-7 / MGT-7A
- LLP annual filings: Form 8 and Form 11
- Director KYC (DIR-3 KYC) every year
- Auditor appointment (ADT-1) and commencement of business (INC-20A)
- Change of directors, partners or registered office
- Increase in capital and share allotment
- DPT-3, MSME-1 and other periodic returns
- Strike-off or closure of a company or LLP
Documents needed
- Audited balance sheet and profit and loss account
- Directors' or partners' details and DSC
- Board resolutions and minutes, where needed
- Previous ROC filings and incorporation documents
- Shareholding or capital contribution details
Time taken
Filed before MCA due dates, for example MGT-7 within 60 days of the AGM, LLP Form 11 by 30 May and Form 8 by 30 October. Event-based forms usually within 1–3 working days of receiving documents.
Ask about this service →Accounting & Bookkeeping
Up-to-date books every month, so your GST, TDS and ITR filings are quick and correct.
- Bookkeeping
- Reconciliation
- Payroll
- Financial statements
View details
What's included
- Day-to-day entries of sales, purchases and expenses in Tally or similar software
- Bank and GST (GSTR-2B) reconciliation
- Debtor and creditor ledgers
- Salary and payroll records
- Profit and loss account and balance sheet
- Monthly reports on your business performance
- Support during audits
Documents needed
- Sales and purchase bills
- Bank statements of all business accounts
- Expense bills and vouchers
- Salary and attendance records
- Previous year's books or closing balances
Time taken
Ongoing service, updated every month in time for your GST and TDS filings.
Ask about this service →PAN & TAN Services
New PAN and TAN, corrections, reprints and Aadhaar linking for individuals, businesses and institutions.
- New PAN
- PAN correction
- PAN-Aadhaar link
- New TAN
- TAN correction
View details
PAN services
- New PAN for individuals, minors, NRIs and foreign citizens
- New PAN for firms, LLPs, companies, HUFs, trusts and societies
- Instant e-PAN using Aadhaar
- Correction of name, date of birth, father's name, photo, signature or address
- Reprint of a lost or damaged PAN card
- PAN-Aadhaar linking, including reactivation of an inoperative PAN
- Application status tracking
- Surrender of a duplicate PAN
TAN services
- New TAN for businesses and offices that deduct or collect tax (TDS / TCS)
- Correction or change in TAN details
- TAN registration on the income tax and TRACES portals
- Surrender of a duplicate TAN
Documents needed
- Individuals: Aadhaar card (proof of identity, address and date of birth), photograph and signature
- Minors: the child's Aadhaar or birth certificate, plus a parent's PAN and Aadhaar
- NRIs and foreign citizens: passport, and overseas address proof
- Firms, LLPs and companies: registration or incorporation certificate, deed or MOA, and details of partners or directors
- HUFs, trusts and societies: Karta's declaration, trust deed or registration certificate
- Corrections: current PAN copy and proof of the correct detail (Aadhaar, marriage certificate or gazette notice for a name change)
- TAN: name and address of the business, its PAN and details of the person responsible
Time taken
e-PAN with Aadhaar is often issued within minutes. Physical PAN cards and corrections usually take 2–3 weeks. TAN is usually allotted within 7–10 working days.
Ask about this service →Business Registrations
Start your business the right way, with every registration and licence it needs.
- Company / LLP
- FSSAI
- IEC
- NGO / Trust
- ISO
View details
Registrations we handle
- Private Limited, OPC and Public Limited company registration
- LLP and partnership firm registration
- FSSAI food registration and licence (basic, state and central), and renewal
- Import Export Code (IEC) from DGFT
- NGO registration as a trust, society or Section 8 company, with 12A and 80G
- ISO certification (such as ISO 9001) through accredited bodies
- Shop and establishment and other miscellaneous registrations
Documents needed
- Company / LLP: PAN, Aadhaar and photo of all directors or partners, their latest bank statement or utility bill, office address proof with owner's NOC, and proposed names
- FSSAI: photo ID, premises address proof and list of food products (licences also need layout plan and equipment list)
- IEC: business PAN, Aadhaar, address proof and cancelled cheque or bank certificate
- NGO / Trust: ID and address proof of all trustees or members, office address proof and the objectives
- ISO: business registration details and an outline of your work processes
Time taken
IEC: 1–3 working days. FSSAI registration: about 7 days; licence: 30–60 days. Company / LLP: 7–15 working days. NGO: 2–6 weeks. ISO: 1–3 weeks. Final time depends on the department.
Ask about this service →MSME (Udyam) Registration
Get your business registered as a Micro, Small or Medium Enterprise and unlock government benefits.
- New registration
- Update / re-registration
- Udyam certificate
View details
What's included
- New Udyam registration on the government portal
- Correct business activity (NIC code) selection
- Update of investment, turnover, address or bank details
- Udyam Assist registration for informal micro units
- Download and printing of the Udyam certificate
Who qualifies (from 1 April 2025)
- Micro: investment up to ₹2.5 crore and turnover up to ₹10 crore
- Small: investment up to ₹25 crore and turnover up to ₹100 crore
- Medium: investment up to ₹125 crore and turnover up to ₹500 crore
Benefits
- Collateral-free loans (CGTMSE) and priority sector lending
- Buyers must pay MSME suppliers within 45 days
- Subsidies and concessions under government schemes
- Tender preferences and EMD exemption in government purchases
Documents needed
- Aadhaar of the proprietor, managing partner or director (with linked mobile for OTP)
- PAN of the business or proprietor
- GSTIN, if registered
- Bank account number and IFSC
- Business address and date of starting
- Main business activity and number of employees
- Investment in plant, machinery or equipment, and turnover
Time taken
Usually the same day or the next working day.
Ask about this service →Trademark Registration & Compliances
Protect your brand name and logo, and handle every step until your trademark is registered and renewed.
- TM search
- Application
- Objection reply
- Opposition
- Renewal
View details
What's included
- Trademark search to check that your name or logo is available
- Choosing the right class for your goods or services
- Filing the trademark application for a word, logo or tagline
- Reply to the examination report (objections)
- Opposition filing or reply, and hearing support
- Renewal every 10 years
- Transfer (assignment) of trademark ownership
- Changes in owner name or address, and status tracking
Documents needed
- Applicant's name, address and ID proof (Aadhaar or PAN)
- Business proof: GST, Udyam certificate, partnership deed or incorporation certificate
- Brand name, and logo in JPG format, if any
- Description of goods or services
- Date of first use, with proof such as invoices or advertisements (if already in use)
- Signed authorisation (Form TM-48) for filing on your behalf
Time taken
Application is filed in 1–2 working days, and you can use the ™ symbol right away. Registration (®) usually takes 6–18 months if there is no objection or opposition.
Ask about this service →Motor Insurance
New policies and renewals for two-wheelers, cars and commercial vehicles. We compare quotes from multiple insurers through Turtlemint.
- Bike
- Car
- Commercial vehicle
View details
What's included
- Comprehensive, third-party and own-damage cover
- Add-ons such as zero depreciation and roadside assistance
- Renewal reminders and no-claim bonus transfer
- Help with claims
Documents needed
- Vehicle RC
- Previous policy copy
- Owner's KYC (PAN or Aadhaar)
Time taken
Most policies are issued the same day. A lapsed policy may need a vehicle inspection first.
See coverage & documents for each policy →Ask about this service →
Health & Life Insurance
Cover for you and your family, compared across insurers through Turtlemint and chosen for your needs and budget.
- Health
- Life
- Personal accident
- Payment fraud protection
View details
What's included
- Individual, family floater and senior citizen health plans
- Term life insurance
- Personal accident cover
- Payment fraud protection for online and card fraud
- Claim and renewal support
Documents needed
- PAN and Aadhaar
- Age proof
- Details of existing illnesses
- Income proof for term life plans
Time taken
Health and accident policies are often issued in 1–3 days. Term plans may need a medical test and take 1–3 weeks.
See coverage & documents for each policy →Ask about this service →
SME & Commercial Insurance
Protection for your shop, factory, goods in transit and employees, arranged through Turtlemint.
- Fire
- Marine
- Workmen's compensation
View details
What's included
- Fire and allied perils for shop, stock and building
- Marine cover for goods in transit
- Workmen's compensation for employees
- Renewal and claim support
Documents needed
- GST certificate and business details
- Value of building, machinery and stock
- Transit details for marine cover
- Number of employees and wages for workmen's compensation
Time taken
Quotes in 1–2 working days. Some policies need a site survey before issue.
See coverage & documents for each policy →Ask about this service →
Loans & Credit
We compare offers from several banks and NBFCs and handle the paperwork, so you get the right loan or card at the lowest cost.
- Personal loan
- Business loan
- Home loan
- Credit cards
- Loan against mutual funds
- Credit score assistance
View details
What's included
- Eligibility and CIBIL check
- Personal, business and home loans
- Credit cards matched to your spending
- Loan against mutual funds without selling them
- Credit score (CIBIL) check, correction of errors and guidance to improve it
- Follow-up with the lender until disbursal
Documents needed
- PAN and Aadhaar
- Salary slips or last 2 years' ITR
- Last 6 months' bank statement
- Business proof (GST or Udyam) for business loans
- Property papers for home loans
- Mutual fund holding statement for loans against MF
Time taken
Personal loans usually 2–7 working days; home loans 2–4 weeks. Final time depends on the lender.
Ask about this service →Investments
Mutual fund investing matched to your goals and comfort with risk.
- SIP
- Lumpsum
View details
What's included
- Monthly SIP and one-time lumpsum investing
- Goal planning for education, home and retirement
- KYC and account setup
- Regular review of your portfolio
Documents needed
- PAN and Aadhaar
- Bank account details or cancelled cheque
- Nominee details
Time taken
KYC and first investment usually within 2–3 working days.
Ask about this service →Legal Drafting
Clear, correctly worded agreements, deeds and affidavits for families and businesses, ready to sign.
- Rent agreement
- Partnership deed
- Affidavits
- Power of attorney
- Agreements
View details
What's included
- Rent and lease agreements (residential and commercial)
- Partnership deeds, and changes in partners
- Affidavits, declarations and self-attested undertakings
- General and special power of attorney
- Agreement to sell, gift deed and will drafts
- No objection certificates (NOC) and consent letters
- Employment, service, loan and business agreements
- Indemnity bonds and board resolutions
- Arranging e-stamp paper, notarisation and coordination for registration
Documents needed
- Aadhaar and PAN of all parties
- Passport-size photographs, where needed
- Property ownership proof and address, for rent, sale or gift documents
- Key terms: rent, deposit, period, price, profit sharing or other conditions
- Names and addresses of two witnesses
- Existing deed or agreement, for changes or renewal
Time taken
Drafts are usually ready within 1–2 working days. Registration, where needed, depends on the sub-registrar's appointment.
Ask about this service →Other Services
Help with business advice, loan papers, online forms and other day-to-day paperwork.
- Financial & business consultancy
- Loan documentation
- Online forms
View details
What's included
- Financial and business consultancy: choosing the right business structure, tax planning and cash flow planning
- Loan documentation: project reports, CMA data, projected financials and file preparation
- Online form services: government job and exam forms, scholarships and scheme applications
- Online applications for certificates such as income, caste and domicile
- Other miscellaneous services. Just ask us.
Documents needed
- Depends on the service. We will share a checklist when you contact us.
Time taken
Most online forms are done the same day. Project reports and consultancy depend on the scope of work.
Ask about this service →Passport Services
Complete help with passport applications, from form filling and appointment booking to document checks.
- Fresh passport
- Renewal / re-issue
- Tatkal
- Minor passport
- PCC
View details
What's included
- Fresh passport, in normal or Tatkal mode
- Re-issue on expiry, when pages are full, or if damaged
- Change of name, address, spouse's name or other details
- Lost or stolen passport replacement
- Passport for minors (below 18 years)
- Police Clearance Certificate (PCC) for jobs and visas abroad
- Online form filling and appointment booking at the Passport Seva Kendra (PSK / POPSK)
- Document check before your appointment and status tracking
Documents needed
- Proof of present address: Aadhaar, electricity or water bill, bank passbook or registered rent agreement
- Proof of date of birth: birth certificate, Aadhaar, PAN, or school leaving certificate
- Old passport (original and copy of first and last pages), for re-issue
- FIR copy, for a lost or stolen passport
- Marriage certificate or gazette notice, for a name change
- Minors: birth certificate and both parents' passports or address proof, with the required annexure
- Tatkal: additional identity proofs as listed by Passport Seva
- Proof of education (10th or above) for ECNR status, if applicable
Time taken
Normal passports usually arrive in 3–6 weeks after police verification. Tatkal passports are usually dispatched within 1–3 working days of the appointment. Final time depends on the Passport Office and police verification.
Ask about this service →Which ITR form do you need?
Pick a form to see who should file it, the due date and the documents to keep ready. We also download your AIS, TIS and Form 26AS to make sure nothing is missed.
Who should file
Resident individuals with total income up to ₹50 lakh from salary or pension, up to two house properties, interest and other sources, agricultural income up to ₹5,000, and long-term gains on listed shares or equity funds up to ₹1.25 lakh.
Due date
31 July
Documents required
- PAN and Aadhaar (linked)
- Form 16 from your employer, or pension certificate
- Salary slips, if Form 16 is not issued
- Interest certificates for savings accounts and FDs
- Rent receipts and landlord's PAN for HRA (old regime)
- Home loan interest certificate
- Proofs for 80C, 80D, 80G and other deductions (old regime)
- Bank account details for all accounts (IFSC and account number) for refund
Who should file
Individuals and HUFs without business or professional income who have capital gains above the ITR-1 limit, more than two house properties, income above ₹50 lakh, foreign income or assets, are company directors, or hold unlisted shares.
Due date
31 July
Documents required
- PAN and Aadhaar (linked)
- Everything listed for ITR-1, where applicable
- Capital gains statements from your broker and mutual fund CAS
- Sale and purchase deeds of property, with cost and improvement details
- Rental income and municipal tax details for each property
- Dividend and foreign income details, with Form 67 for foreign tax credit
- Details of foreign bank accounts and assets
- Bank account details for all accounts (IFSC and account number) for refund
Who should file
Individuals and HUFs with income from business or profession who keep regular books of accounts (not presumptive), and partners receiving salary, interest or profit share from a firm.
Due date
31 August (no audit) · 31 October (audit)
Documents required
- PAN and Aadhaar (linked)
- Profit and loss account and balance sheet
- Books of accounts and business bank statements
- GST returns, if registered
- Fixed asset list for depreciation
- Partner's share, salary and interest from the firm
- Tax audit report, if applicable
- TDS / TCS certificates and personal deduction proofs
Who should file
Resident individuals, HUFs and firms (not LLPs) with total income up to ₹50 lakh who declare business or professional income on a presumptive basis under sections 44AD, 44ADA or 44AE.
Due date
31 August
Documents required
- PAN and Aadhaar (linked)
- Gross turnover or receipts for the year, split into cash and bank/digital
- Business bank statements
- GST returns, if registered
- Year-end figures: debtors, creditors, stock and cash in hand
- Vehicle details for transporters (44AE)
- Salary, interest and other income details
- Bank account details for all accounts (IFSC and account number) for refund
Who should file
Partnership firms, LLPs, associations of persons (AOP), bodies of individuals (BOI), co-operative societies and other entities that are not individuals, HUFs or companies.
Due date
31 October if audit required
Documents required
- PAN of the firm or LLP
- Partnership deed or LLP agreement
- Profit and loss account and balance sheet
- Partners' details with profit share, capital, salary and interest
- GST returns and TDS / TCS certificates
- Tax audit report, if applicable
- Digital signature (DSC) of the partner, where required
Who should file
Companies (private, public and OPC) other than those claiming exemption as charitable institutions.
Due date
31 October
Documents required
- PAN of the company
- Audited balance sheet and profit and loss account
- Tax audit report, if applicable
- Shareholding and director details
- GST returns and TDS / TCS certificates
- Digital signature (DSC) of a director
Who should file
Charitable and religious trusts, NGOs, political parties, research associations, universities and other institutions that must file under section 139(4A) to (4F).
Due date
31 October
Documents required
- PAN of the trust or institution
- Registration certificate (12AB / 80G / 10(23C))
- Audited accounts with Form 10B / 10BB
- Details of donations received, with donor records
- Application of income and accumulation details
- Digital signature (DSC) of the authorised person
Who should file
For anyone who missed filing, or left out income, and wants to correct it within 48 months from the end of the assessment year, by paying additional tax of 25% to 70% depending on the delay. It cannot be used to claim a bigger refund or show a loss.
Due date
Within 48 months
Documents required
- PAN and Aadhaar (linked)
- Original return and acknowledgement, if filed
- Details of the income missed or under-reported
- Supporting proofs for that income
- Calculation and payment of tax, interest and additional tax
Rules shown are for returns of FY 2025-26 (AY 2026-27). Income limits and forms can change every year, and the new Income-tax Act 2025 applies from FY 2026-27. Not sure which form fits? We'll decide it for you.
Get your ITR filedTypes of GST registration
Not sure which one you need? Tell us about your business and we'll pick the right registration.
Mandatory once yearly turnover crosses ₹40 lakh for goods or ₹20 lakh for services in Uttar Pradesh, or for inter-state sales and selling on e-commerce sites. Lets you claim input tax credit.
For small businesses with turnover up to ₹1.5 crore (₹50 lakh for services). Pay tax at a low fixed rate and file fewer returns, but no input tax credit and no inter-state sales.
For businesses below the limit that want input tax credit, B2B clients or to sell online. All rules of a regular taxpayer then apply.
For occasional supplies in a state where you have no fixed place of business, such as exhibitions and trade fairs. Valid for 90 days, with tax deposited in advance.
For foreign businesses supplying in India without a fixed place of business here. Needs an authorised representative in India and an advance tax deposit.
For government departments that deduct GST TDS, and e-commerce operators that collect GST TCS from sellers.
For businesses with a head office that receives service invoices on behalf of branches and distributes the input tax credit to them.
Documents required, by business type
- PAN card of the proprietor
- Aadhaar card of the proprietor (linked mobile for OTP)
- Passport-size photograph of the proprietor
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
- PAN card of the firm
- Partnership deed
- PAN, Aadhaar and photograph of all partners
- Authorisation letter naming the authorised signatory
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
- PAN card of the LLP
- Certificate of incorporation
- LLP agreement
- PAN, Aadhaar and photograph of all designated partners
- Resolution naming the authorised signatory
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
- PAN card of the company
- Certificate of incorporation (MCA)
- MOA and AOA
- PAN, Aadhaar and photograph of all directors
- Board resolution naming the authorised signatory
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
- PAN card of the HUF
- PAN, Aadhaar and photograph of the Karta
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
- PAN card of the trust or society
- Registration certificate
- Trust deed or bye-laws
- PAN, Aadhaar and photograph of the trustees or authorised person
- Resolution naming the authorised signatory
- Business address proof: electricity bill or property tax receipt (own premises), or rent agreement with electricity bill (rented), or consent letter/NOC with owner's ID (family or shared premises)
- Bank proof: cancelled cheque, passbook first page or bank statement in the business's name
All proofs are uploaded as scanned copies. Aadhaar authentication by OTP is needed, and the department may ask for a photo or biometric check at a GST Suvidha Kendra or a physical verification of the premises. Turnover limits shown are for Uttar Pradesh.
Apply for GST registrationWhich insurance do you need?
Pick a policy to see what it covers and the documents for buying it and for making a claim. We compare plans from leading insurers through Turtlemint and help you at claim time too.
Bike / two-wheeler. Third-party cover is compulsory under the Motor Vehicles Act. A comprehensive policy also covers your own bike.
What's covered
- Third-party injury, death and property damage
- Own damage from accident, theft, fire, flood and riots
- Personal accident cover for the owner-driver
- Add-ons: zero depreciation, roadside assistance, engine protection
- No-claim bonus (NCB) discount on renewal
Documents to buy or renew
- Registration certificate (RC)
- Previous policy copy, for renewal and NCB
- KYC: PAN and Aadhaar of the policyholder
- Sales invoice, for a new bike
- Vehicle inspection photos, if the policy has lapsed
Documents for a claim
- Policy copy and RC
- Driving licence
- FIR for theft, third-party or major accidents
- Photos of the damage
- Repair estimate and final bills
- Claim form and cancelled cheque
Car. Third-party cover is compulsory. A comprehensive policy with the right add-ons protects you from big repair bills.
What's covered
- Third-party injury, death and property damage
- Own damage from accident, theft, fire, flood and riots
- Owner-driver personal accident cover
- Add-ons: zero depreciation, engine protection, return to invoice, consumables, roadside assistance, NCB protection
- Cashless repairs at network garages
Documents to buy or renew
- Registration certificate (RC)
- Previous policy copy, for renewal and NCB
- KYC: PAN and Aadhaar of the policyholder
- Sales invoice, for a new car
- Vehicle inspection, if the policy has lapsed
Documents for a claim
- Policy copy and RC
- Driving licence
- FIR for theft, third-party or major accidents
- Photos of the damage
- Repair estimate and final bills
- Claim form and cancelled cheque
Commercial vehicle. For goods carriers (trucks, pickups), passenger vehicles (taxis, buses, school vans) and special vehicles like tractors. Third-party cover is compulsory.
What's covered
- Third-party liability, including for passengers
- Own damage to the vehicle
- Cover for the paid driver and cleaner
- Add-ons: zero depreciation, roadside assistance, IMT endorsements
Documents to buy or renew
- Registration certificate (RC)
- Permit and fitness certificate
- Previous policy copy
- KYC: PAN and Aadhaar of the policyholder or business PAN and GST
- Seating or load capacity details
Documents for a claim
- Policy copy, RC, permit and fitness certificate
- Driving licence with the right endorsement or badge
- FIR for theft, third-party or major accidents
- Load challan or trip details for goods vehicles
- Photos, repair estimate and bills
- Claim form and cancelled cheque
Health insurance. For hospital bills of you and your family. Premiums can be claimed under section 80D (old tax regime).
What's covered
- Hospitalisation, including pre and post hospitalisation
- Cashless treatment at network hospitals
- Day-care procedures and ambulance
- Plans: individual, family floater, senior citizen, top-up and critical illness
- No-claim bonus that increases your cover
Documents to buy or renew
- KYC: PAN and Aadhaar of the policyholder
- Age proof of each member
- Details of existing illnesses and medicines
- Medical check-up, if the insurer asks (usually for older members or high cover)
Documents for a claim
- Health card or policy copy and ID proof
- Pre-authorisation form (for cashless)
- Discharge summary
- Hospital bills, payment receipts and pharmacy bills
- Investigation reports and doctor's prescriptions
- Cancelled cheque (for reimbursement)
Term life insurance. The lowest-cost way to protect your family's income. Premiums qualify under section 80C (old tax regime).
What's covered
- Lump-sum payout to your nominee on death during the policy term
- High cover at a low premium
- Riders: accidental death, critical illness, waiver of premium
- Option of monthly income payout to the family
Documents to buy or renew
- KYC: PAN and Aadhaar of the policyholder
- Age proof
- Income proof: salary slips or last 2–3 years' ITR
- Medical tests, as required by the insurer
- Nominee details
Documents for a claim
- Death certificate
- Original policy document
- Claim form filled by the nominee
- Nominee's KYC and bank details
- Hospital records, or FIR and post-mortem report for accidental death
Personal accident. Low-cost cover for accidental death or disability. Useful for two-wheeler riders, travellers and field workers.
What's covered
- Accidental death
- Permanent total or partial disability
- Weekly income during temporary disability
- Medical expenses from the accident, in many plans
- Children's education benefit, in many plans
Documents to buy or renew
- KYC: PAN and Aadhaar of the policyholder
- Occupation details
- Nominee details
Documents for a claim
- FIR or police report, where applicable
- Medical reports and treatment bills
- Disability certificate from a doctor
- Death certificate and post-mortem report, for death claims
- Claim form and cancelled cheque
Payment fraud protection. Protects you from losses due to online and card fraud.
What's covered
- Unauthorised UPI, card and net banking transactions
- Phishing, fake calls and SIM-swap fraud
- Identity theft and its legal costs
- Cover for the whole family in many plans
Documents to buy or renew
- KYC: PAN and Aadhaar of the policyholder
- Registered mobile number and email
Documents for a claim
- Complaint on the cyber crime portal or helpline 1930
- FIR or police complaint copy
- Complaint made to your bank, with reference number
- Bank or card statement showing the fraud
- Claim form. Report the fraud as soon as you notice it.
Fire insurance. For your shop, office, factory, godown or home against fire and natural disasters. Plans include Bharat Sookshma Udyam (assets up to ₹5 crore) and Bharat Laghu Udyam (₹5–50 crore).
What's covered
- Fire, lightning and explosion
- Flood, storm, earthquake (optional) and landslide
- Riot, strike and malicious damage
- Building, machinery, furniture and stock
- Add-ons: burglary, loss of profit
Documents to buy or renew
- Business PAN, GST certificate and KYC
- Address of the premises
- Value of building, machinery, furniture and stock
- Bank details, if the stock or property is hypothecated
Documents for a claim
- Immediate claim intimation
- Fire brigade report
- FIR, for riot or burglary
- Stock records, purchase bills and books of accounts
- Photos of the loss
- Support during the surveyor's visit
Marine (goods in transit). Covers goods you send or receive by road, rail, sea or air, as a single-trip policy or an annual open policy.
What's covered
- Accidents, overturning and collision of the carrier
- Fire and theft during transit
- Damage while loading and unloading
- Inland and import/export shipments
Documents to buy or renew
- Business PAN, GST certificate and KYC
- Type of goods and packing
- Value per trip or estimated annual turnover in transit
- Usual routes and mode of transport
Documents for a claim
- Invoice and packing list
- Lorry receipt (LR) or bill of lading
- Survey report and photos of the damage
- Claim letter sent to the transporter
- Claim form
Workmen's compensation. Covers your legal liability under the Employees' Compensation Act if a worker is injured or dies at work.
What's covered
- Compensation for death or permanent disability
- Temporary disability compensation
- Medical expenses (optional cover)
- Occupational diseases
- Contract workers (optional)
Documents to buy or renew
- Business PAN, GST certificate and KYC
- Number of employees by job type
- Monthly wages for each category
- Nature of work and work location
Documents for a claim
- Accident report and FIR, where applicable
- Medical records and bills
- Wage records of the employee
- Death certificate and post-mortem report, for death claims
- Order of the Employees' Compensation Commissioner, if any
Cover, add-ons and documents vary by insurer and plan. Read the policy wording before you buy. Insurance is the subject matter of solicitation.
Get a free insurance quoteTimes are typical and depend on government departments, insurers and lenders.
Plan your tax and savings
Quick estimates to help you decide. For an exact figure based on your documents, book a free consultation.
Deductions (old regime only)
For individuals below 60, FY 2026-27, income up to ₹50 lakh. Includes 4% cess, ₹75,000 / ₹50,000 standard deduction for salaried, the ₹12 lakh (new) and ₹5 lakh (old) rebate limits, and marginal relief. Home loan interest is capped at ₹2 lakh and 80C at ₹1.5 lakh. Estimate only.
Mutual fund returns are not guaranteed and change with the market. This shows what a steady return would give, for planning only.
Standard due dates; the government sometimes extends them. Quarterly GST (QRMP) dates shown are for Uttar Pradesh. Ask us to send you reminders before each date.
From first call to done
Talk to us
Call or WhatsApp us, email us, or fill the form below. Tell us what you need.
Free assessment
We review your case, CIBIL score or tax position and suggest the best option.
Paperwork done
We collect documents and prepare the file, at your doorstep if needed.
Filed & followed up
We follow up with the bank or department until the work is complete.
Advice you can trust, service you can reach
- ✓One point of contactTax, GST, loans and insurance handled by the same team who knows your file.
- ✓Transparent feesYou know the cost before we start. No surprise charges later.
- ✓Never miss a deadlineWe remind you before ITR, GST and advance tax due dates.
- ✓Your data stays privateDocuments are used only for your work and never shared without consent.
Documents usually needed
| Identity | Aadhaar card, PAN card |
| Address | Aadhaar, electricity bill or rent agreement |
| Income | Form 16, salary slips or 2 years' ITR |
| Bank | Last 6 months' bank statement |
| Business | GST certificate, Udyam registration |
| Photo | 2 passport-size photographs |
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